The Account View service provided on this National City web site provides online
access to information for a business credit card, commercial card, or business
credit line accounts (“Account”) with National City. All persons
accessing this Account View Web Site are subject to these terms and conditions
(“Terms”) for use of the Web Site and the Account View service. These
Terms supplement and are subject to the terms and conditions of the Account agreement.
“We” “us” and “our” mean National City
Bank and its successors and assigns. “Company” means a corporation,
limited liability company, partnership, proprietorship, organization or other
entity in whose name an Account has been opened. “User,” “you,” and “your” mean
a person who has authority to use the Account and uses Account View. “Account
View” means the service providing online access to an Account and related
services. “Web Site” means the web site(s) used to register for
and use the Account View service.
2. Acceptance of Terms
By signing up for Account View and/or using Account View, you represent your
acceptance of these Terms. The Terms may be updated by us from time to time
without notice to you. You can review the most current version of the Terms
at any time at http://www.fdrecs.com?SERVICENAME=ECSNATCITY302.
In addition, when using Account View, you shall be subject to any guidelines
or rules applicable
View that may be posted from time to time on the Web Site.
We reserve the right at any time and from time to time to modify or discontinue,
temporarily or permanently, Account View (or any part thereof) with or without
3. Access to Account View
To use Account View you will need an Internet-ready computer equipped with
Microsoft® Internet Explorer (version 4.0 or higher for Windows®) or Netscape Navigator® (version
You will be able to access your Account information on the Web Site only if
you have signed up for Account View. To ensure successful registration with
Account View, all the information you provide to us must be accurate, complete,
and current. By submitting the registration information, you are authorizing
us to verify any of the information you provide. Verification of your identity
may be achieved through the use of third-party services.
4. Account Information
We determine what information you will be able to access through Account View.
Unless you elect to receive your statement online, the account information
on Account View is not intended to replace the regular statement you receive
by mail or other means. In that case, you must refer to your full Account statement
or E-statement for complete account information, including important information
about your rights and obligations. Any discrepancies or disputes regarding
the accuracy of your account summary or detail must be addressed directly with
us. You may request from us copies of previously delivered paper statements.
You may use Account View to check the balance, available credit, and activity
on the Account. Generally, Account information is updated once each day. The
balance and available credit shown by Account View may not be your actual balance
or available credit. The information may differ from your records because it
may not include transactions or payments in process, outstanding authorizations,
outstanding convenience checks, or other items or because a daily update did
not take place as scheduled. All of your transactions and disclosures will
continue to appear on your monthly Account statement or E-statement.
5. User Name and Password
You will need a personal user name ("User Name") and a password
("Password") to access Account View. You can change your Password
on the Web Site at any time. After you choose a User Name and Password to access
the Web Site, and we process your registration information, you may use Account
View. You authorize us to follow any instructions entered through Account View
using your User Name and Password.
Your access to Account View will be temporarily blocked in the event your
User Name or Password is entered incorrectly on three (3) consecutive access
attempts. For more information, see the FAQs posted on this Web Site at http://www.fdrecs.com?SERVICENAME=ECSNATCITY102.
Because your User Name and Password can be used to access information about
your Account, you should treat your User Name and Password with the same degree
of care and secrecy that you use to protect other sensitive financial data.
You agree not to give your User Name or Password, or make them available, to
any other person, including any authorized user. You agree to NOTIFY US AT
ONCE OF ANY BREACH OF SECURITY INVOLVING YOUR USER NAME AND PASSWORD, SUCH
AS THE ACTUAL OR SUSPECTED MISUSE, LOSS, MISPLACEMENT, OR UNAUTHORIZED DISCLOSURE
OF YOUR USER NAME OR PASSWORD by contacting a Customer Service Representative
at the phone number or address stated on your Account statement or E-statement.
When writing us, please provide your name and Account number. You will be solely
responsible for any transactions if you give or make available your User Name
and Password to any other person. We will consider any information and/or instructions
accompanied by your User Name and Password to have been made by you.
Although we use stringent security measures and take all reasonable steps
to protect your account and other personal information, the Internet is a public
network, and we cannot guarantee that any information transmitted or transactions
conducted via the Internet are absolutely secure or that a third party will
not be able to access or intercept such payment information.
We do not tolerate fraud, and reserve the right to take all reasonable measures
to detect and prevent it. For security purposes, we may view, monitor, and
record activity on this Web Site without notice or permission from you. Any
information obtained by monitoring, viewing, or recording may be subject to
review by law-enforcement organizations in connection with investigation or
prosecution of possible criminal activity on the site. We will also comply
with all court orders involving requests for such information. Actual or attempted
fraud or other unauthorized use of the Web Site and/or Account View may result
in criminal and/or civil prosecution and immediate termination of your right
to use Account View.
7. Your Conduct
While accessing the National City Account View Web Site or otherwise using
Account View, you agree not to:
- Tamper with, hack, modify or otherwise corrupt the security, content or
functionality of Account View;
- Restrict or inhibit any other user from using and enjoying the site or
- Post or transmit any information or software that contains a virus, worm,
Trojan horse, or other harmful or disruptive component;
- Engage in any illegal activity using or in connection with Account View
or the Web Site;
- Copy, remove or alter any content, intellectual property or copyright,
trademark or other proprietary notice or legend displayed on the
Web Site or printed
pages from the Web Site.
We reserve the right either to refuse to post, or to remove any information
or materials, in whole or in part, that do not comply with these terms. We
also reserve the right, in our sole discretion, to prohibit from using the
Web Site and/or Account View any user who violates these terms. Such prohibition
may occur without notice to the user.
If you want to end your ability to use Account View, contact a Customer Service
Representative at the phone number or address stated on your Account statement
or E-statement. We may require that your request be in writing.
We may restrict or terminate at any time your access to Account View, in whole
or in part, for any reason without prior notice.
9. Linked Sites
The Web Site may contain links to other web sites operated by third parties
("Linked Sites"). Accessing any Linked Site is at your own risk.
We are not a party to any agreements you enter with Linked Sites, and are not
responsible for the content of those sites or the goods or services offered
by such sites. The presence of Linked Sites does not constitute or imply National
City’s endorsement or approval of the Linked Sites or any goods or services
offered on the Linked Sites.
10. Liability Limitations and Disclaimer of Warranties
We will not be liable for any loss resulting from a cause over which we do
not have direct control, including but not limited to failure of electronic
or mechanical equipment or communication lines, power outages, telephone or
other interconnect problems, computer viruses, "hacking," unauthorized
access, theft, operator errors, delays in the banking system, severe weather,
earthquakes, natural disasters, strikes or other labor problems, acts of terrorism,
wars, or governmental restrictions. In addition, we will not be responsible
for any problems, costs or consequences of:
- Our inability to confirm your identity
- Your inability to access the information on the Web Site
- Inaccuracies or errors in the information or material on the Web Site
- Termination or suspension of your participation in Account View for security
- Your failure to provide us with correct, current and complete
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE WEB SITE AND ALL SERVICES,
INFORMATION AND OTHER CONTENT INCLUDED ON OR ACCESSIBLE FROM THE WEB SITE IS
AT YOUR SOLE RISK. THE WEB SITE IS PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER
EXPRESS OR IMPLIED. WE MAKE NO WARRANTY THAT THE WEB SITE OR THE SERVICES WILL
BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT THE RESULTS THAT MAY
BE OBTAINED FROM THE USE OF THE WEB SITE WILL BE ACCURATE, RELIABLE OR COMPLETE.
WE ASSUME NO RESPONSIBILITY FOR AND WILL NOT BE LIABLE FOR (i) ANY DAMAGE
TO YOUR COMPUTER EQUIPMENT, SOFTWARE, MODEM, TELEPHONE, OR OTHER PROPERTY ON
ACCOUNT OF YOUR ACCESS TO, USE OF OR DOWNLOADING FROM THE WEB SITE, INCLUDING,
WITHOUT LIMITATION, ANY DAMAGE RESULTING FROM A VIRUS OR SIMILAR OCCURRENCE;
(ii) ANY FINANCE CHARGES, INVESTMENT LOSSES, LOSS OF BUSINESS, LOST OPPORTUNITIES
OR OTHER ECONOMIC DAMAGES; OR (iii) SECURITY ASSOCIATED WITH ANY INFORMATION
TRANSMITTED VIA E-MAIL.
EXCEPT AS OTHERWISE PROVIDED HEREIN OR BY LAW, NEITHER WE, OUR PARENT COMPANY,
SUBSIDIARIES, AND AFFILIATES, NOR ANY PARTY INVOLVED IN CREATING OR DELIVERING
THE WEB SITE ARE RESPONSIBLE FOR ANY LOSS, INJURY, OR DAMAGE, WHETHER DIRECT,
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, CAUSED BY
ACCOUNT VIEW SERVICE OR THE WEB SITE OR YOUR USE OF THE ACCOUNT VIEW SERVICE
OR THE WEB SITE.
11. Governing Law
You agree that disputes arising out of or relating to the Web Site or Account
View are to be governed by the laws of the State of Ohio, United States of
America. You consent to the exclusive jurisdiction of courts sitting in the
State of Ohio in all disputes arising out of or relating to the Web Site or
use of Account View. A printed version of these Terms shall be admissible in
judicial or administrative proceedings based upon or relating to the agreements
contained herein to the same extent and subject to the same conditions as other
business documents and records originally generated and maintained in printed
Inc. in the United States and other countries.
Microsoft® is a registered trademark of Microsoft Corporation in the United
States and other countries.
Netscape Navigator® is a registered trademark of Netscape Communications
Corporation in the United States and other countries.
Windows® is a registered trademark of Microsoft Corporation in the United States and/or other countries.